Entries Tagged as ‘personal finance’

January 11, 2009

Growing Vitamin C…Growing Roses For Your Health

    
     In order to growing food frugally, it’s important to think about how much the inputs are costing you versus the benefits you are receiving.  For me, the cost/benefit ratio of buying organic food in a supermarket has never been high enough to justify doing so.
 
     Among the investments I’m making this year to the [...]

January 1, 2009

Thrifty Thursdays #2

 
·       If you are paying for extra cable channels AND a service like Netflicks, perhaps you are paying twice for the same enjoyment. Consider getting rid of one (or more if you are really indulgent).  If it were up to me, I’d ditch cable altogether and watch things on youtube and hulu.com.  I find enough [...]

December 31, 2008

Find a Penny..

     You should have guessed by now that I’m the kind of person who picks up every penny I see on the ground. And from the last post, you should know that I accept any and all things people are getting rid of. If I can’t use it, I find someone who can or donate [...]

December 27, 2008

Debt Snowball

     Related to my last post “Be Your Own Bank,” is Dave Ramsey’s  concept of “ debt snowballing.”  The idea is to pay off a small debt balance, then roll that money that would be going to that debt to the next largest debt.  In our case, we went after the highest interest debt we [...]

December 26, 2008

Be Your Own Bank

     Anyone can see that a 700 billion dollar bailout of the banking industry has to have some effect on our schools and pocketbooks.  It will be difficult to pay for these budget deficits with taxes alone—especially if you expect that there will be some loss of jobs due to the economy going south (you [...]

December 12, 2008

Dollar a day Eating Plan

A couple of California teachers ate food costing only $1/day for a month to prove it could be done. You can read about their project here. 
The wife is a vegan, so there was no meat involved in their diet. But, if you think about it, most of the world eats little meat. For years I could [...]

December 6, 2008

Hustling for Part-time Jobs

I was reading a blog the other day about financial security and the author mentioned using the time of our youth to earn some extra money and skills. Often, we think of our youth as the time to have fun and party.
Since I put myself through college without benefit of financial aid or scholarship (my [...]

November 30, 2008

Saving Energy $$ and Being Green at the Same Time

Using a screensaver is not energy efficient.  Put your computer and monitor on sleep mode when you aren’t using it.  Don’t leave it on during the day or night when you aren’t using it.  $600 million dollars in energy is wasted each year, according to Real World Green, by businesses not following these tips.
 
If you [...]

November 13, 2008

Thoroughly Thrifty Thursdays

How’s that for a nifty (thrifty) title!
I think it’s a good idea to keep track of what you are doing to get ahead. There are many ways, but here is a little tracking method I learned from Justice Desserts Blog:
Let’s see what I can come up with using her formula:
Planting: I’m putting the 1/4 inch root part [...]

November 9, 2008

Eight Frugal Things in the Classroom That Have an Impact– for Free!!

 
 
1.   ACT and SAT prep courses are great, but often they cost $$$ that some of our students don’t have. Even if schools have them for free, they may not fit into the schedules of busy high schoolers.  There are many good prep videos available on Youtube and teachertube. It’s not enough to know the [...]