Tag Archives: cheapskate

Be Your Own Bank

     Anyone can see that a 700 billion dollar bailout of the banking industry has to have some effect on our schools and pocketbooks.  It will be difficult to pay for these budget deficits with taxes alone—especially if you expect that there will be some loss of jobs due to the economy going south (you figure, there HAS to be some effect there.) I predict that one of the first places that budgets will be cut will be the education system.

     It’s much easier to weather the coming storm if you are in a good financial position. I agree with both Dave Ramsey and Suze Orman about having a couple months pay saved (in a safe bank?)in case of emergency.

     In our case, it has allowed us to be our own bank. If a car needs immediate repair, we are able to pay for it without putting it on the credit card (what we consider to be a loan).


     “Loan” is the f-word in our vocabulary. We avoid paying interest like the plague. While we now have a smallish house loan, we are paying extra each month so as to avoid thousands in interest. I’d rather have that money to invest in things that will improve my quality of living.

 

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Thoroughly Thrifty Thursdays

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How’s that for a nifty (thrifty) title!

I think it’s a good idea to keep track of what you are doing to get ahead. There are many ways, but here is a little tracking method I learned from Justice Desserts Blog:

Let’s see what I can come up with using her formula:

Planting: I’m putting the 1/4 inch root part of every onion I cut for cooking back into the garden for future onions (yes it works!) Also, planting the eyes off every potato I cut up for cooking back into the garden. Yes! They will make FREE potatoes.  I jog out there, making it a little exercise routine as well.

 Harvesting: swiss chard, green onions, cabbage, rhubarb, ground cherries,

Preserving:ground cherries, hickory nuts from the woods

Prep something: Cooking sale turkeys and putting the extra meat in the freezer for future quick casserole dinners after long days at school.

Manage Reserves: Going through what is left of last year’s canning extravaganza to see what needs to be eaten up. Rotation, rotation, rotation!

 

Saw this on another frugal blog:

Office Depot has a 15% off your entire order code. Valid through Nov. 22, 2008 on-line and over the phone. Enter code 19574436.

You may also enter code 32776683 (on-line only) if you are spending $100 or more to receive a free Coby CD Radio Boombox.

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Filed under cheap, classroom, frugal living, Frugality, personal finance, teacher, teaching, tightwad, Uncategorized

Growing Celery and Onions FOR FREE

As I was chopping celery this morning for a classroom experiment, I thought I should share this tip: Save the bottom (root) part of the celery that you cut off. Bury an inch down in a pot of soil and in a few weeks you will have celery cutting to use in your cooking!

I freeze the celery tops in a zip lock bag  (more about how I recycle those later–yes, I AM that frugal) and use them to make broth.  When I have bones from meat that has been cooked, I add my stash of celery, some onions and whatever frozen veggies that wouldn’t be used for a side dish and simmer it with a glub of apple cider vinegar.

 

What’s that for, you say?

 

The vinegar helps to leach some of the calcium from the bones and you are left with delicious AND very nutritious broth. The BEST thing you can eat/drink when you are sick.  But I digress….

 

While I was at it, I did the same for an onion so I could post this tip too—cut off the bottom ¼” of the root end of an onion and bury about an inch down in your garden and you will have lovely, if not onions, greens to use in cooking.  I never throw out an onion bottom anymore. And I always have green onions coming up amongst my vegetables AND flowers.

 

I mean, have you SEEN how expensive green onions are in the winter? After that nasty e-coli breakout in imported green onions last winter, I am very happy to grow my own thank you very much!

 

For Free, no less.

 

 

 

 

 

 

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